Frequently Asked Investment Questions
A deeper dive into the investment practices we employ at Mission Wealth.Investment Video Library
What Are The Advantages of Global Diversification?
Investing always involves risk, and while different investments carry varying levels of volatility and potential returns, no single investment guarantees success every year. Global diversification adds additional ways to mitigate these risks.
At Mission Wealth, we believe a globally diverse portfolio is a critical component of portfolio management and vital to the success of any financial plan.
What's the Importance of a Multi-Strategy Investment Approach?
Markets can be unpredictable. A diversified multi-strategy portfolio—one that includes both active and passive strategies—can help reduce risk and potentially enhance investment returns over time.
At Mission Wealth, we thoughtfully apply multiple investment strategies across various asset classes to build resilient portfolios that withstand the market's ebbs and flows.
What's the Importance of Managing Investment Costs?
Investment costs are important to consider as your investment returns compound over time. Small fees can snowball and potentially reduce your long-term growth. That’s why it’s essential to keep costs low.
At Mission Wealth, we focus on low-cost investments and efficient trading to help our clients achieve higher net-of-fee returns.
What's the Importance of Investment Discipline?
Investment discipline involves focusing on long-term fundamentals, maintaining full investment, and following a systematic approach to rebalancing.
Emotions can derail long-term success. Investment discipline means adhering to a strategy, rebalancing regularly, and disregarding short-term noise (market fluctuations).
At Mission Wealth, we believe that investment discipline is essential to achieving financial success and helps our clients stay on track toward their goals.
What are the Benefits of Asset Location?
Asset Location focuses on placing the right investments in the right types of accounts (taxable, tax-deferred, etc.) to reduce tax drag.
At Mission Wealth, we incorporate asset location strategies to help maximize our clients’ after-tax returns, tailored to their individual circumstances.
What is Portfolio Rebalancing?
Portfolio rebalancing involves adjusting your investment mix to maintain your intended level of risk and return.
At Mission Wealth, we employ systematic rebalancing to capitalize on opportunities, mitigate risk, and maintain your portfolio's alignment with your goals.
What is Tax Loss Harvesting?
Tax-loss harvesting means selling securities at a loss to offset capital gains and reduce your tax bill.
At Mission Wealth, we proactively seek suitable opportunities to harvest gains within taxable accounts, thereby enhancing after-tax performance.
Why is Asset Allocation important?
Asset Allocation is the strategic mix of asset classes—such as stocks, bonds, cash, and real estate—to meet your goals and risk tolerance.
At Mission Wealth, we tailor each portfolio’s asset allocation to your financial plan to help produce more consistency in returns.
What is SRI, ESG and Impact Investing?
Socially Responsible Investing (SRI), Environmental, Social, and Governance (ESG), and Impact Investing incorporate both financial goals and personal values.
Mission Wealth’s Social Values Portfolio supports your financial objectives while aligning with causes and sustainability values that matter to you. We can help you do more good with your money.