Frequently Asked Investment Questions

Socially Responsible Investing (SRI), ESG (Environmental, Social, and Governance), and Impact Investing incorporate both financial goals and personal values.

Mission Wealth’s Social Values Portfolio supports your financial objectives while aligning with causes and sustainability values that matter to you.

Asset allocation is the strategic mix of asset classes – stocks, bonds, cash, real estate – to meet your goals and risk tolerance.

At Mission Wealth, we tailor each portfolio’s asset allocation to your financial plan to help drive long-term consistency and success.

Tax-loss harvesting means selling investments at a loss to offset capital gains and reduce your tax bill.

At Mission Wealth, we proactively look for harvesting opportunities within taxable accounts to enhance after-tax performance.

Portfolio rebalancing involves adjusting your investment mix to maintain your intended level of risk and return.

At Mission Wealth, we employ systematic rebalancing to capitalize on opportunities, mitigate risk, and maintain your portfolio’s alignment with your goals.

Asset location focuses on placing the right investments in the right types of accounts (taxable, tax-deferred, etc.) to reduce tax drag.

At Mission Wealth, we incorporate asset location strategies to help maximize our clients’ after-tax returns, tailored to their individual circumstances.

Investment discipline involves focusing on long-term fundamentals, maintaining full investment, and following a systematic approach to rebalancing.

Emotions can derail long-term success. Investment discipline means adhering to a strategy, rebalancing regularly, and disregarding short-term noise (market fluctuations).

At Mission Wealth, we believe that investment discipline is essential to achieving financial success and helps our clients stay on track toward their goals.

Investment costs are important to consider as your investment returns compound over time. Small fees can snowball and potentially reduce your long-term growth. That’s why it’s essential to keep costs low.

At Mission Wealth, we focus on low-cost investments and efficient trading to help our clients achieve higher net-of-fee returns.

Markets can be unpredictable. A diversified multi-strategy portfolio – one that includes both active and passive strategies – can help reduce risk and potentially enhance investment returns over time.

At Mission Wealth, we thoughtfully apply multiple investment strategies across various asset classes to build resilient portfolios that withstand the market’s ebbs and flows.

Investing always involves risk, and while different investments carry varying levels of volatility and potential returns, no single investment guarantees success every year. Global diversification adds additional ways to mitigate risk and improve long-term outcomes.

At Mission Wealth, we believe a globally diverse portfolio is a critical component of portfolio management and vital to the success of any financial plan.