Investment Management

Invest and grow your wealth.

We develop customized, globally diversified, tax-efficient portfolios tailored to your financial plan and built to stand the test of time. We partner with you to find the right balance between risk and return, while monitoring your portfolio and keeping you up to date with ongoing refinements.

Our Services Include:

• Access to Specialized Alternative Investments
• Access to Investment Resources and Research
• Customized Portfolios (Integrated Legacy Holdings, Portfolio Enhancements, Custom Bond Ladders etc.)
• Portfolio Income Strategies (Buy-Write Strategies, ETFs, MLPs, REITs, Theta Overlay Strategies and Fixed to Float Bonds)
• Concentrated Stock Solutions (Customized Options Strategies, Exchange Funds and Options Strategies to Diversify or Mitigate Risk).
• Current Events: Portfolio Sensitivity (Hidden Levers)
• Stock Option Planning
• Cash Management (Individual Certificates of Deposit, Variable Rate Demand Notes, Money Market Funds and Treasury Bills).
• Ongoing Monitoring, Rebalancing, Tax-loss Harvesting & Performance Reporting
• Specialty Investment Solutions
• Individual Bond Management
• Social Values Portfolio
• Socially Responsible Investing
• Income Strategies
• Tax-Smart Implementation & Trading
• Advisor View Portal & Reporting Package
• Client View Portal (Tamarac Advisor View and Mobile App)
• Client View Portal (Tamarac Advisor View and Mobile App)
• Digital Investment Platform (for Emerging Investors)

Wealth Management

Integrate all aspects of your financial picture.

Our all-inclusive view goes beyond just investments; it’s a road map that puts you on track with your financial goals and life dreams. Working closely with you, we will develop a customized plan to help integrate all aspects of your financial picture.

Our Services Include:

• Health Savings Account Assistance
• Dedicated Advisory Team
• Financial Planning
• Annual Wealth Management Review
• Budget Analysis and Spending Review
• Goals Assessment & Prioritization
• Wealth Planning Checklist and Organizer
• Investment Overview
• Real Estate Advice & Support
• Coordination with Real Estate Professionals
• Mortgage Rate Watch
• Access to Negotiated and Preferred Borrowing Rates
• Social Security Maximization
• Medicare Enrollment Assistance
• Retirement Home and Community Living Option Analysis
• 401 (k) Guidance
• Retirement Plan Distribution Assistance
• College Savings Plans and Analysis
• Integration and Coordination with Custodian (Fidelity or Schwab)
• Client Communications (newsletters, market updates and timely research reports)

Estate Planning & Risk Management

Maximize the impact of your assets.

Whether your goal is to leave your estate to heirs or charity, to minimize taxes or to maximize lifetime giving, we are here to provide clarity and direction. Through the design and management of an effective estate plan, we work with your team of advisors to avoid unnecessary taxation and ensure your wishes are carried out.

Our Services Include:

• Estate Plan Review
• Timely and Professional Estate Reviews, Observations and Considerations
• Estate Tax Estimates
• Generational Planning (Family Legacy Planning, Communicating with Beneficiaries, Strategies for Transferring Wealth and Managing Your Estate)
• Family Financial Education
• Trustee and Fiduciary Support
• Charitable Planning and Philanthropic Planning (Donor Advised Funds, Family Philanthropy and Planned Giving Discussions)
• Insurance Review
• Risk management Review for Life, Disability and Long Term Care insurance
• Property and Casualty Review (HUB)
• Cyber Security Insurance (HUB)

Tax Management

Minimize your tax burdens.

We realize that taxes may be one of your largest ongoing expenses. We will bring tax reduction strategies to you and coordinate with your CPA on implementation. We also manage your investment portfolio in a tax-efficient manner.

Our Services Include:

• Estate Tax Reduction Strategies
• Annual Tax Management Review
• Concentrated Stock Planning
• Integration & Coordination with CPA on Tax-Savings Strategies

Return on Life

Clarify priorities. Make progress. Be prepared for the future.

With ROL, you don’t give up the best of life or the best parts of yourself just to get money. The money is there to serve you, not vice versa. Instead of focusing on someone else’s definition of success, you will write your own. ROL puts quality before quantity by managing your assets in a way that improves your life and provides peace of mind and confidence.

Our Services Include:

• The Return on Life Index
• The Fiscalosophy Conversation
• The Financial $Lifeline

Redefining Wealth

Design your life in a way that makes you feel alive and fulfilled.

We offer value to our clients’ lives so that they can enjoy more balance, inspiration and fulfillment, while achieving their future goals. The resources that we provide help our clients as they develop their Inspired Life Purpose into their third phase of life. We help clients identify what true wealth looks like for them and then we work together to ignite this vision into reality.

Our Services Include:

• Redefining Wealth Exercises (10 Dimensions of Wealth and Inspired Life Purpose)
• 3.0 Life Planning (Set Intentions, Develop Strategy, Peer Support and Accountability)
• Return on Life, Fiscalosophy and Life$line Exercises