The most successful retirees have put just as much thought and preparation into how they’ll spend their time as they have into how they’ll spend their money.
Here are four building blocks you can use to create an ideal retirement schedule.
1. Be specific.
2. Ease into your comfort zone every morning.
When you were working and raising kids, your morning routine helped bring order to the chaos and get everyone where they needed to go. As a retiree, much of that chaos is gone, but that doesn't mean you don't still need some order in the morning. Create a new morning routine that feels less like rushing through a checklist and more like peaceful preparation for the day ahead. Fill that hour or two with exercise, prayer, meditation, or just a quiet breakfast on the porch with the newspaper.
These small activities can help condition you to get out of bed and start doing stuff – which, for many new retirees, is a really big part of learning how to enjoy retirement. Once you've finished your crossword puzzle and cleaned out the coffee maker, you'll be in your comfort zone and ready for the rest of your day.
3. Make the most of your time.
Without the strict deadlines and responsibilities of a 9-to-5 job, it's easy to lose days and even weeks puttering around the house trying to decide what to do with all your free time. As your bucket list gets backlogged, basic household to-dos start to pile up as well. Suddenly a messy kitchen and baskets of laundry are getting between you and planning a dream vacation or signing up for tennis lessons.
Retirees who say, "I'll get around to that," rarely get around to doing the things that would make their retirement more rewarding. Putting activities on a schedule creates commitments that you'll be much more likely to keep. Many retirees also find that structuring their days creates more time for unstructured free time that they use to experiment with new activities or follow a spur-of-the-moment whim towards a new lunch spot.
4. Unplug to recharge.
The Mission Wealth Retirement Guide
Mission Wealth has all the information you need to grow your wealth, protect your assets, and help you plan for the future. In this guide, we’ll take you through some retirement planning considerations. We find it helpful to do so in 3 stages. Read more here.