Tricia Fahnoe MBA, CFP®, MS

Partner and Senior Wealth Advisor

Based in Santa Barbara, Tricia helps retirees and multigenerational families coordinate retirement, family gifting, taxes, estate planning, and long-term wealth decisions

Ways to Connect

In-person visits
Video Meetings
Phone Meetings

Request an introduction

Who Tricia Typically Helps

Retirees, multigenerational families, families considering lifetime gifts, individuals seeking coordinated tax and estate guidance, clients who value clear structure and proactive communication

Serving Clients in

Santa Barbara • Montecito • San Diego • San Francisco • Marin County • Communities throughout coastal California

Available nationwide through virtual meetings

Questions Tricia Helps Answer

How can I prepare for retirement and create sustainable income?
How can I coordinate lifetime gifts to family?
What tax-planning opportunities should I consider?
How can I align my accounts with my estate plan?
How can my family coordinate financial decisions across generations?

Tricia Fahnoe is a Partner and Senior Wealth Advisor at Mission Wealth, serving individuals and businesses throughout Santa Barbara, California and the surrounding areas. Tricia is committed to providing her clients with comprehensive, specialized financial advisory services and works closely with each client to develop customized goal plans and portfolios that align with their unique circumstances and values. She is dedicated to guiding her clients through every stage of their financial journey and providing expert advice on investments, retirement planning, insurance, tax strategies, and estate planning. With her in-depth knowledge and experience in the financial industry, Tricia is passionate about helping her clients achieve their financial goals and secure their financial futures.

There's no greater satisfaction than seeing my clients achieve their financial goals and feeling confident about their financial choices. Ultimately, my goal is to help my clients achieve financial security and peace of mind, knowing that they are well-prepared for whatever the future may hold.

—Tricia Fahnoe, Partner and Senior Wealth Advisor

Tricia’s Frequently Asked Questions

What should I expect when I begin working with Tricia as my financial advisor?

Clients can expect clear action plans, defined follow-up items, proactive communication, and a consistent meeting schedule. Tricia helps organize the decisions that require attention, explains the recommended next steps, and provides ongoing guidance so clients understand where their plan stands and what comes next

Will I work directly with Tricia, and who else may support my financial plan?

Tricia will serve as your primary advisor, supported by a coordinated team that may include an associate advisor and other experienced advisors. Mission Wealth specialists in investments, tax planning, estate planning, and other areas may also contribute based on your needs.

Mission Wealth is a fiduciary. What does that mean?

As a fiduciary, Mission Wealth is required to act in your best interest and not place our interests ahead of yours when providing investment advisory services. Our recommendations are guided by your goals, circumstances, and overall financial needs.

How often will we meet and review my financial plan?

Meeting frequency is tailored to your planning needs and the scope of your relationship with Mission Wealth. You and Tricia will establish a review schedule, with additional conversations as important decisions, opportunities, or life changes arise.

Can I work with Tricia if I live outside Santa Barbara or my situation is not listed above?

Yes. Tricia meets with clients locally in person and works with clients across the United States by video and phone. The audiences and questions highlighted above reflect areas of experience, not requirements for working together.

Professional Background

Tricia Fahnoe has had an extensive career in the financial industry, starting at Merrill Lynch where she focused on stock analysis and seminar presentations. Her passion for total wealth management led her to join Mercer Advisors in 1994, where she broadened her expertise in the field. She later became the Investment Management Director for a national insurance company in 1996, implementing investment advice for its clients. Returning to wealth planning, Tricia rejoined Mercer Advisors in 1998. In 2011, Tricia joined Mission Wealth, where she was able to follow her professional goal of providing objective advice to help each of her clients achieve their financial aspirations.

Tricia holds a Bachelor of Arts in Economics from Northwestern University, an MBA in Finance from UCLA Anderson School of Management, and a Master of Science in Financial Planning from the College for Financial Planning. She has also earned the CERTIFIED FINANCIAL PLANNER™ designation.

California Insurance License #0B64093.

Personal Pursuits

Tricia Fahnoe is a resident of sunny Santa Barbara, where she lives with her family. She has a passion for travel and has had the opportunity to explore exotic locations such as Kenya, Tanzania, Cambodia, Costa Rica, and French Polynesia. During her travels, Tricia likes to be adventurous and has participated in activities such as horseback riding, bicycle tours, cooking classes, and sailing while also visiting popular tourist sites. In addition to traveling, she enjoys spending time with her family and friends, cheering on her sons’ basketball and volleyball games, and playing USTA tennis.

Community Impact

Tricia is an active member of her community, with a strong commitment to education and philanthropy. In Santa Barbara she has served as a Board Member and Treasurer for Santa Barbara Middle School, the Scholarship Foundation of Santa Barbara, and CALM.

In addition, Tricia contributes annually to the Women’s Fund and previously served as a Compeer for the Music Academy of the West as well as a member of its Planned Giving Committee. Through her involvement in these organizations, Tricia is dedicated to making a positive impact on the lives of others.