I am delighted to work with you!~ Perfect service and professionalism. Many, many thanks!
Carlos Ruiz CFP®
Based in Raleigh, Carlos helps senior executives, physicians, military families, and faith-based households navigate concentrated stock, retirement, taxes, business ownership, and major career transitions
Ways to Connect
Languages Spoken
- English
- Spanish
Who Carlos Typically Helps
Senior executives with significant equity compensation, hospital employed physicians, physician practice owners, military veterans and families transitioning to civilian life, Christian individuals and families, high-earning professionals balancing student loans and long-term wealth building.
Serving Clients in
Raleigh • Greensboro • Charlotte • Cary • Chapel Hill • Communities throughout North Carolina
Available nationwide through virtual meetings
Questions Carlos Helps Answer
- How can I diversify company stock in a tax-aware way?
- What would make work optional, and could Roth conversions improve my plan?
- How should physicians coordinate retirement plans, cash flow, and taxes?
- How can military families plan for civilian life and maximize benefits?
- How can faith shape charitable and legacy planning?
The testimonials included here are from current clients. Clients were not compensated and there are no material conflicts of interest. See our website for a representative list of all testimonials received.
As a Senior Wealth Advisor at Mission Wealth, Carlos Ruiz works closely with clients to understand their unique financial situations and goals. Through careful analysis of their current investments, Carlos delivers personalized solutions that include financial planning, estate planning, asset protection, wealth management reviews, and tax planning to help clients achieve their goals. With a focus on building long-term relationships, Carlos leverages his expertise to provide clients with tailored advice and guidance.
Financial planning is about more than just numbers for me. I love building genuine relationships with my clients and helping them simplify complexity. My ultimate goal is to help people build wealth in a way that allows them to live out their purpose and pursue their passions. I truly believe I have the greatest job in the world.
Carlos’s Frequently Asked Questions
Clients can expect a teaching-oriented and relationship-focused approach. Carlos works to turn complex financial ideas into clear, practical guidance, explain strategies from a new perspective, and build trust through careful listening and ongoing communication. His goal is to help clients feel informed and supported as they navigate retirement, career transitions, and other significant financial decisions
Professional Background
Carlos Ruiz is a Senior Wealth Advisor at Mission Wealth, serving high-net-worth families across North Carolina, primarily in the Greensboro, Raleigh, and Charlotte metro areas. He takes a thoughtful, practical approach to wealth management, helping clients make confident financial decisions that support their goals and the life they want to live.
Carlos is a CERTIFIED FINANCIAL PLANNER™ professional and a U.S. Air Force veteran with a unique path into the profession. In college, he was originally on the pre-med track and planned to become a surgeon. But after taking a part-time job at a bank, he realized he was drawn to helping people improve their financial health rather than their physical health. That experience led him to financial planning, where he found a passion for helping clients simplify complex decisions and feel more confident about their future.
Raised by his great-grandmother, Carlos learned the value of a dollar early in life. His military service also shaped his strong sense of discipline, responsibility, and service—values that continue to guide the way he serves clients today. With more than a decade of experience in financial services, he combines technical expertise with a thoughtful, relationship-driven approach.
Personal Pursuits
In his free time, Carlos enjoys traveling and exploring new places with his wife and three children, hunting down great specialty coffee, and following his favorite New York sports teams.
Community Impact
Carlos has spent many years serving in his church community as a musician on the worship team, using his love of music as a way to contribute and serve others.
Request an Introduction to Carlos Ruiz
Here’s how the first steps work:
- 1 Request an introductory conversation
- 2 We learn about your goals and priorities
- 3 We determine if Mission Wealth is the right fit to help you move forward
Our team.
Meet the experts in your corner.
Aaron Quintero
Client Service Representative
Abby Chajon
Operations Director
Adam Broughton
CFP®, CPWA®
Partner and Senior Wealth Advisor
Adam Silva
CFP®
Wealth Advisor
Adella Frender
Wealth Advisor Associate Intern
Aimee Gibbings
Operations Manager
Alejandro Segovia
Investments and Billing Specialist, Mergers
Alex Teklu
Technology Specialist
Alexandra Freres
Director of Finance
Alexia Soto
Senior Investment Operations Associate
Alexis Melgoza
Operations Specialist
Alison Miller
CFP®
Senior Wealth Advisor
Allison Modrak
CFP®
Wealth Advisor
Amanda Avila
AWMA™, AAMS™
Wealth Advisor Associate
Analisa Martin
Wealth Advisor Associate
Andrew Conway
CFP®
Senior Wealth Advisor