Andrew Kulha JD, CAP®, CFP®

Partner and Director of Estate Strategy

Based in Houston, Andrew helps multigenerational families, business owners, executives, and beneficiaries coordinate complex estate, trust, tax, charitable, and legacy planning decisions

Ways to Connect

In-person visits
Video Meetings
Phone Meetings

Languages Spoken

English
German

Request an introduction

Who Andrew Typically Helps

Multigenerational families preparing heirs, families with taxable estates, business owners planning for succession or sale, charitably inclined families, beneficiaries navigating inheritance or trust administration, executives and professionals with concentrated wealth, families coordinating decisions following a death

Serving Clients in

Houston • The Woodlands • Austin • Dallas • San Antonio • Communities throughout Texas

Available nationwide through virtual meetings

Questions Andrew Helps Answer

How can I coordinate trust design, administration, and estate planning?
How should I plan for business succession or a sale?
How can lifetime gifting help address a taxable estate?
How can charitable planning and philanthropy fit into my strategy?
How should I navigate inheritance and transfer wealth across generations?

Eva H.

07/27/2026

I am delighted to work with you!~ Perfect service and professionalism. Many, many thanks!

Aalap S.

07/16/2026

I have been so happy working with the team at Mission Wealth. As I was going through big transitions, and trying to align my financial plan with my goals and life, our work together has given me great peace of mind. That someone had my back. And that "I was on the right path" - these simple words, coming from a trusted partner, have helped me immensely!

Sarah S.

06/09/2026

Mission Wealth has been incredibly thoughtful and diligent in establishing a well-balanced portfolio for my personal investments. They've taken the time to understand my goals and risk tolerance, ensuring that every investment recommendation aligns with those interests while maximizing growth. Thanks to Mission Wealth's guidance and expertise, I am in a much stronger financial position today than before.

Tammy R.

04/21/2026

It's a huge relief to me to have Mission Wealth overseeing everything for me. There's a level of conscientiousness and follow-thru that I needed. I'm also thrilled with the growth I've seen in my portfolio.

Rick R.

04/21/2026

Every aspect of our relationship with Mission Wealth has been built with trust, respect, and professionalism. We deeply appreciate having such skilled people in our corner, helping us to navigate our financial future.

Shara A.

03/15/2026

Very personalized, quick response times when we have questions. My husband and I have been working with Mission Wealth for several years and have had a very positive experience.

The testimonials included here are from current clients. Clients were not compensated and there are no material conflicts of interest. See our website for a representative list of all testimonials received.

Andrew Kulha is a Partner and the Director of Estate Strategy at Mission Wealth. As the Director of Estate Strategy, Andrew is dedicated to providing high-quality estate planning and legacy solutions to clients nationwide. He leads and manages the Estate department, focusing on identifying and developing effective strategies to help high-net-worth individuals and their families achieve their long-term goals. Andrew’s comprehensive financial advisory services encompass various estate planning needs, from wealth transfer and tax planning to charitable giving and trust administration.
In 2025, Andrew joined Mission Wealth’s Partner group.

I understand the importance of ensuring clients' hard-earned assets are safeguarded and their loved ones are empowered to manage their affairs after they pass on. My passion is helping our clients achieve peace of mind by developing customized estate plans that effectively protect and preserve their wealth.

—Andrew Kulha, Partner and Director of Estate Strategy

Andrew’s Frequently Asked Questions

What should I expect when I begin working with Andrew as my financial advisor?

A new client should expect a thoughtful, organized, and practical planning process. Andrew begins by listening carefully to understand the client’s family, goals, concerns, and existing planning. He then identifies the key decisions, explains the tradeoffs in plain language, and organizes the moving pieces so the client can see what matters most. His approach is collaborative and educational, with coordination among the client’s other advisors when needed.

Will I work directly with Andrew, and who else may support my financial plan?

Mission Wealth is a fiduciary. What does that mean?

How often will we meet and review my financial plan?

Can I work with Andrew if I live outside Houston or my situation is not listed above?

Professional Background

Andrew Kulha is a Partner and Director of Estate Strategy at Mission Wealth, where he leads the firm’s estate-planning function and helps high-net-worth families navigate wealth transfer, legacy planning, charitable goals, and trust-related complexities. Drawing on his background as both an attorney and CFP® professional, he works closely with clients and their outside advisors to bring structures & strategy to broader financial & legacy goals.

Andrew has led Mission Wealth’s estate strategy work since joining the firm in January 2022, and he was named to the firm’s 2025 Partner Class as part of Mission Wealth’s next generation of leadership.

His areas of focus publicly include family legacy & value planning, wealth transfer planning, tax-aware estate strategy, charitable planning, trust administration, and fiduciary support.
Before joining Mission Wealth, Andrew served in advisory roles at Mariner Wealth Advisors after several years focused on the practice of estate planning law.

Andrew earned his undergraduate degree with honors in Government and German from the University of Texas, his J.D. from Chapman University Dale E. Fowler School of Law, and his CFP® education through the University of Georgia Terry College of Business.

Andrew is a licensed attorney in California and Texas.

Personal Pursuits

Andrew does not have free time, but every once in a blue moon, he enjoys time outdoors, college football Saturdays cheering on the Texas Longhorns, and sharing good food with family and friends. Professionally, he serves as secretary of the board of the FPA Houston chapter and is a member of the Houston Economic and Financial Forum and the Houston Young Lawyers Foundation.

Community Impact

At the Financial Planning Association Houston Chapter, Andrew serves on the board as Secretary. He also volunteers with the Houston Young Lawyers Read to Succeed Program, which connects licensed attorneys with third-grade students at a disadvantaged school in Houston’s East End. In addition, Andrew remains involved with the Houston Young Lawyers Foundation Fellow and the Houston Food Bank, where he is committed to giving back to his community.