Portrait of Andrew Kulha

Andrew Kulha JD, CAP®, CFP®

Partner and Director of Estate Strategy

Based in Houston, Andrew helps multigenerational families, business owners, executives, and beneficiaries coordinate complex estate, trust, tax, charitable, and legacy planning decisions

Ways to Connect

  • In-person visits
  • Video Meetings
  • Phone Meetings

Languages Spoken

  • German
  • English
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Who Andrew Typically Helps

Multigenerational families preparing heirs, families with taxable estates, business owners planning for succession or sale, charitably inclined families, beneficiaries navigating inheritance or trust administration, executives and professionals with concentrated wealth, families coordinating decisions following a death

Serving Clients in

Houston • The Woodlands • Austin • Dallas • San Antonio • Communities throughout Texas

Available nationwide through virtual meetings

Questions Andrew Helps Answer

  • How can I coordinate trust design, administration, and estate planning?
  • How should I plan for business succession or a sale?
  • How can lifetime gifting help address a taxable estate?
  • How can charitable planning and philanthropy fit into my strategy?
  • How should I navigate inheritance and transfer wealth across generations?

What Clients Say

Andrew Kulha is a Partner and the Director of Estate Strategy at Mission Wealth. As the Director of Estate Strategy, Andrew is dedicated to providing high-quality estate planning and legacy solutions to clients nationwide. He leads and manages the Estate department, focusing on identifying and developing effective strategies to help high-net-worth individuals and their families achieve their long-term goals. Andrew’s comprehensive financial advisory services encompass various estate planning needs, from wealth transfer and tax planning to charitable giving and trust administration.
In 2025, Andrew joined Mission Wealth’s Partner group.

I understand the importance of ensuring clients' hard-earned assets are safeguarded and their loved ones are empowered to manage their affairs after they pass on. My passion is helping our clients achieve peace of mind by developing customized estate plans that effectively protect and preserve their wealth.

—Andrew Kulha, Partner and Director of Estate Strategy

Andrew’s Frequently Asked Questions

A new client should expect a thoughtful, organized, and practical planning process. Andrew begins by listening carefully to understand the client’s family, goals, concerns, and existing planning. He then identifies the key decisions, explains the tradeoffs in plain language, and organizes the moving pieces so the client can see what matters most. His approach is collaborative and educational, with coordination among the client’s other advisors when needed.

Professional Background

Andrew Kulha is a Partner and Director of Estate Strategy at Mission Wealth, where he leads the firm’s estate-planning function and helps high-net-worth families navigate wealth transfer, legacy planning, charitable goals, and trust-related complexities. Drawing on his background as both an attorney and CFP® professional, he works closely with clients and their outside advisors to bring structures & strategy to broader financial & legacy goals.

Andrew has led Mission Wealth’s estate strategy work since joining the firm in January 2022, and he was named to the firm’s 2025 Partner Class as part of Mission Wealth’s next generation of leadership.

His areas of focus publicly include family legacy & value planning, wealth transfer planning, tax-aware estate strategy, charitable planning, trust administration, and fiduciary support.
Before joining Mission Wealth, Andrew served in advisory roles at Mariner Wealth Advisors after several years focused on the practice of estate planning law.

Andrew earned his undergraduate degree with honors in Government and German from the University of Texas, his J.D. from Chapman University Dale E. Fowler School of Law, and his CFP® education through the University of Georgia Terry College of Business.

Andrew is a licensed attorney in California and Texas.

Personal Pursuits

Andrew does not have free time, but every once in a blue moon, he enjoys time outdoors, college football Saturdays cheering on the Texas Longhorns, and sharing good food with family and friends. Professionally, he serves as secretary of the board of the FPA Houston chapter and is a member of the Houston Economic and Financial Forum and the Houston Young Lawyers Foundation.

Community Impact

At the Financial Planning Association Houston Chapter, Andrew serves on the board as Secretary. He also volunteers with the Houston Young Lawyers Read to Succeed Program, which connects licensed attorneys with third-grade students at a disadvantaged school in Houston’s East End. In addition, Andrew remains involved with the Houston Young Lawyers Foundation Fellow and the Houston Food Bank, where he is committed to giving back to his community.

Media & Speaking Engagements

Videos by Andrew Kulha

Giving With Purpose To Maximize Your Family’s Impact

Family Legacy & Philanthropic Considerations From Our Strategy Team | Mission Wealth

Media & Speaking Engagements

Andrew Kulha smiles confidently in a navy blazer over a light shirt, set against a neutral background.

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Meet the full team

Aaron Quintero

Client Service Representative

Abby Chajon

Operations Director

Adam Broughton

CFP®, CPWA®

Partner and Senior Wealth Advisor

Adam Silva

CFP®

Wealth Advisor

Adella Frender

Wealth Advisor Associate Intern

Aimee Gibbings

Operations Manager

Alejandro Segovia

Investments and Billing Specialist, Mergers

Alex Teklu

Technology Specialist

Alexandra Freres

Director of Finance

Alexia Soto

Senior Investment Operations Associate

Alexis Melgoza

Operations Specialist

Alison Miller

CFP®

Senior Wealth Advisor

Allison Modrak

CFP®

Wealth Advisor

Amanda Avila

AWMA™, AAMS™

Wealth Advisor Associate

Analisa Martin

Wealth Advisor Associate

Andrew Conway

CFP®

Senior Wealth Advisor

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Andrew Kulha smiles confidently in a navy blazer over a light shirt, set against a neutral background.

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