Andrew Kulha

JD, CAP®, CFP®

Partner and Director of Estate Strategy

Austin, Dallas, Houston

"I understand the importance of ensuring clients' hard-earned assets are safeguarded and their loved ones are empowered to manage their affairs after they pass on. My passion is helping our clients achieve peace of mind by developing customized estate plans that effectively protect and preserve their wealth."

Andrew Kulha is a Partner and the Director of Estate Strategy at Mission Wealth. As the Director of Estate Strategy, Andrew is dedicated to providing high-quality estate planning and legacy solutions to clients nationwide. He leads and manages the Estate department, focusing on identifying and developing effective strategies to help high-net-worth individuals and their families achieve their long-term goals. Andrew's comprehensive financial advisory services encompass various estate planning needs, from wealth transfer and tax planning to charitable giving and trust administration.

In 2025, Andrew joined Mission Wealth's Partner group.

"I understand the importance of ensuring clients' hard-earned assets are safeguarded and their loved ones are empowered to manage their affairs after they pass on. My passion is helping our clients achieve peace of mind by developing customized estate plans that effectively protect and preserve their wealth."

Andrew Kulha is a Partner and the Director of Estate Strategy at Mission Wealth. As the Director of Estate Strategy, Andrew is dedicated to providing high-quality estate planning and legacy solutions to clients nationwide. He leads and manages the Estate department, focusing on identifying and developing effective strategies to help high-net-worth individuals and their families achieve their long-term goals. Andrew's comprehensive financial advisory services encompass various estate planning needs, from wealth transfer and tax planning to charitable giving and trust administration.

In 2025, Andrew joined Mission Wealth's Partner group.

Learn About Andrew Kulha

Professional Background

Andrew Kulha is a Partner and Director of Estate Strategy at Mission Wealth, where he leads the firm’s estate-planning function and helps high-net-worth families navigate wealth transfer, legacy planning, charitable goals, and trust-related complexities. Drawing on his background as both an attorney and CFP® professional, he works closely with clients and their outside advisors to bring structures & strategy to broader financial & legacy goals.

Andrew has led Mission Wealth’s estate strategy work since joining the firm in January 2022, and he was named to the firm’s 2025 Partner Class as part of Mission Wealth’s next generation of leadership.

His areas of focus publicly include family legacy & value planning, wealth transfer planning, tax-aware estate strategy, charitable planning, trust administration, and fiduciary support.
Before joining Mission Wealth, Andrew served in advisory roles at Mariner Wealth Advisors after several years focused on the practice of estate planning law.

Andrew earned his undergraduate degree with honors in Government and German from the University of Texas, his J.D. from Chapman University Dale E. Fowler School of Law, and his CFP® education through the University of Georgia Terry College of Business.

Andrew is a licensed attorney in California and Texas.

Personal Pursuits

Andrew does not have free time, but every once in a blue moon, he enjoys time outdoors, college football Saturdays cheering on the Texas Longhorns, and sharing good food with family and friends. Professionally, he serves as secretary of the board of the FPA Houston chapter and is a member of the Houston Economic and Financial Forum and the Houston Young Lawyers Foundation.

Community Impact

At the Financial Planning Association Houston Chapter, Andrew serves on the board as Secretary. He also volunteers with the Houston Young Lawyers Read to Succeed Program, which connects licensed attorneys with third-grade students at a disadvantaged school in Houston's East End. In addition, Andrew remains involved with the Houston Young Lawyers Foundation Fellow and the Houston Food Bank, where he is committed to giving back to his community.

Media and Speaking Engagements

InvestmentNews - One Year of the OBBBA: How Advisors Are Replanning Around Its Biggest Provisions, July 2026
PlanAdviser - Clients Want Advisers Who Know Estate Planning, per Trust & Will’s 2026 Financial Advisor Report, July 2026
Barron's - IRS Shutdown Means Delays in Audits, Dispute Resolution. Help Is Difficult If Not Impossible to Get, October 2025
InvestmentNews - AI chatbots were tasked with estate planning queries; here’s how they scored, September 2025

In the News

Check out these recent articles and blogs, authored by Andrew Kulha.

Giving with Purpose Strategies to Maximize Your Family's Impact at Year-End and Beyond from Our Recent Webinar

How to Maximize Your Year-End Charitable Impact, With Full Webinar Replay Available

Discover year-end gifting and charitable strategies from our recent webinar. Learn how purposeful giving, family tools, and tax-smart planning can maximize your impact.

5 Estate Planning Steps to Review Before December 31 (and Why They Matter)

Before the year ends, review your estate plan for 2025’s tax changes, updated beneficiaries, and gifting strategies. Here are five essential steps to take now

What Are the New Charitable Giving Rules After the One Big Beautiful Bill Act?

Learn how the One Big Beautiful Bill Act changes charitable giving in 2026. Explore new deductions, limits, credits, and donor strategies.

About Mission Wealth

Mission Wealth is a nationally recognized Registered Investment Advisory firm (RIA) founded in 2000 known for its service model, driven by a world-class technology stack that offers financial planning, investment counsel, tax strategies, estate planning coordination, philanthropic advice, and asset protection solutions tailored to each client’s needs.

Mission Wealth’s vision is to provide caring advice that empowers families to achieve their life dreams. Our founders were pioneers in the industry when they embraced the client-first principles of objective advice, comprehensive financial planning, coordination with other professional advisors, and proactive service. Mission Wealth is a fiduciary, and our holistic planning process provides clarity and confidence.

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