The Psychology of Market Volatility with Scott Ranby | Mission Wealth
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The Psychology of Market Volatility with Scott Ranby | Mission Wealth
Show Transcript
[Music] I’m Scott Randy, a certified financial planner professional and wealth adviser at Mission Wealth. When markets drop suddenly, the most common question I hear from clients isn’t about performance. It’s am I going to be okay? That’s a deeply human question, and it deserves more than just numbers to answer. Market downturns don’t just test your portfolio. They test your emotions, patience, and discipline. And most of all, they test your confidence. When your portfolio drops 10%, your emotional reaction might feel twice as intense. That’s not irrational. It’s something called risk aversion. It’s why long-term investors are sometimes tempted to make short-term decisions just to feel better. Let me give you an example. Meet the Waverlys, a fictitious couple in their mid-50s. They’ve saved three and a half million and plan to retire in the next 10 years. They want to travel, buy a second home, and give to causes they care about. In our planning conversations, we help couples like the Waverlys answer one big question. Can I stick with this plan even in a down market? We use tools that simulate real market drops. and show you how much your portfolio could be down. It’s not just about the numbers. It’s about understanding your emotions and planning for them in advance. We also run stress tests. How much can your portfolio afford to lose without impacting your long-term goals? What if you retire right before a major downturn like 2008? We model that and we show you how your plan holds up even under pressure. Here’s the truth. Market volatility is inevitable, but reacting emotionally doesn’t have to be. At Mission Wealth, we bring together human understanding and powerful planning tools so you can navigate uncertainty with clarity and with confidence. If recent market activity has you feeling uneasy, let’s talk. We offer a complimentary no pressure portfolio review. We’ll help you answer the most important question. Will I be okay? Thanks for watching. I’m Scott Randy with Mission Wealth. [Music]
Whether you’re a new investor, seasoned professional, or retiree protecting your nest egg, market downturns can trigger strong emotions that cloud your judgment.
At Mission Wealth, we help clients understand and manage these emotional forces using behavioral finance principles so you can make investment decisions with clarity, not panic.
In this video, Wealth Advisor Scott Ranby shares the uncertain emotions that tend to surface during market volatility and how to avoid costly mistakes.
Read the full article by Wealth Advisor Scott Ranby here: https://missionwealth.com/the-psychology-of-market-volatility/
Have questions or want to discuss your plan? Visit www.missionwealth.com/contact
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Founded in 2000, Mission Wealth is a premier wealth and investment management firm. The firm is headquartered in Santa Barbara, CA, and has office locations nationwide to better serve clients. Mission Wealth’s service offerings include financial and wealth planning, investment management, estate and trust services, asset protection, philanthropic and charitable giving, tax planning, retirement planning, and inspired living.
For over 20 years, Mission Wealth has provided comprehensive wealth management services to high-net-worth families across the United States. We specialize in helping people navigate major life events, and our visionary, service-oriented culture is dedicated to empowering our clients to lead more fulfilling lives.
For more information on Mission Wealth, please visit www.missionwealth.com.
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Mission Wealth is a Registered Investment Adviser. This commentary reflects the personal opinions, viewpoints, and analyses of the Mission Wealth employees providing such comments. It should not be regarded as a description of advisory services provided by Mission Wealth or performance returns of any Mission Wealth client. The views reflected in the commentary are subject to change at any time without notice. Nothing in this commentary constitutes investment advice, performance data, or any recommendation that any particular security, portfolio of securities, transaction, or investment strategy is suitable for any specific person. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. Mission Wealth manages its clients’ accounts using a variety of investment techniques and strategies, which are not necessarily discussed in the commentary. Investments in securities involve the risk of loss. Past performance is no guarantee of future results.
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