The Mission Wealth
Insights Blog:
Investments
We develop customized, globally diversified, and tax-efficient investment portfolios tailored to your financial plan and built to stand the test of time. Read our recent market updates, investment tips, and more below.
Six Key Factors to Consider as You Plan Your Retirement Investments
There are six core inputs that every retirement plan must include. Learn the inputs and key details to make sure you’re retirement ready.
Mission Wealth Market Update 3/21/24
As expected, the Fed held rates steady at March’s FOMC meeting. Read our latest market update for an overview of our assessment and outlook.
The Transformative Power of Women Investors in Philanthropy and Impact Investments
This Women’s History Month let’s not only celebrate the achievements of women investors in philanthropy and impact investing but also encourage more women to explore these empowering financial avenues.
Mission Wealth Market Update 3/6/24
With the current market environment continuing to evolve, the investment implications of economic growth, Fed policy, and interest rates are front and center.
Blackstone Real Estate Webinar Insights
Blackstone is a key investment partner of Mission Wealth. Watch our webinar recap about the benefits of real estate and Blackstone’s BREIT.
Market Perspectives Q1 2024
As we begin 2024, we wanted to share some key insights that may shed light on our investment outlook. Download our Q1 market perspectives today.
Post-New Year Checklist: A Fresh Start for Your Finances
With year-end bonuses and stock options in hand, let’s explore how to use these financial windfalls wisely to secure your future.
Mission Wealth’s Market Update for 12/13/23
The Fed held its last meeting December 13, 2023 and decided to pause rates, again. What does this mean for 2024’s interest rates and economy?
Market Perspectives Q4 2023
As we leave behind the landscape of 2023 and look ahead to 2024, we wanted to share some key insights that may shed light on our investment outlook.
Mission Wealth’s Market Update for 11/1/23
In today’s rapidly evolving financial landscape, Mission Wealth is keeping you informed about the latest developments and how they may impact your investments.
2023 Year-End Strategic Financial Considerations
As the year draws to a close, it’s time to start thinking about your financial strategy for the upcoming year.
Concentrated Stock Positions: Considerations and Strategies
Having a large position in a single stock carries unique challenges. Here are concentrated stock strategies that diversify your portfolio.
Next-Generation Investing: Strategies for High-Earning Millennials
Are you a high-earning millennial ready to capitalize on your unique financial position? Here are investment strategies tailored to you.
Mission Wealth Market Update 9/20/23: What It Means for Your Investments
In a meeting held on September 20, 2023, the Fed made several noteworthy announcements that have the potential to impact your investment strategy.
Market Commentary for Fall 2023
Mission Wealth and J.P. Morgan’s Chief Global Strategist, Dr. David Kelly share their views on the 2023-2024 market outlook and economy.
Numbers Rule the Day, but Emotion Plays Important Role in a Sound Investment Strategy
To be a successful investor, you need a well-calibrated understanding of investment risk, market exposure, and your emotions. Yes, emotion.
Market Perspectives Q3 2023
As we navigate the landscape of 2023, we wanted to share some key insights that may shed light on our investment outlook and the market.
Is Tax Diversification Good or Bad for Investments?
Tax diversification refers to a strategy or approach used by individuals to manage their investments and retirement savings in a way that allows for flexibility in managing their tax liabilities.
Decoding Roth 401(k) and Roth IRA: Key Variations Explained
Planning for retirement involves navigating many different savings options, and two popular choices are the Roth 401(k) and Roth IRA.
Mission Wealth Economic Update for 5/30/23
The recent announcement regarding an agreement on the debt ceiling was a welcome development. Read more in our economic update for May 2023.
Roth IRAs – To Convert, or Not To Convert?
Deciding whether to convert a Traditional IRA to a Roth IRA can be a complex financial puzzle, where the pieces of taxation and retirement planning intersect.
Market Perspectives Q2 2023
Read Mission Wealth’s Market Perspectives for the second quarter of 2023, presented by Chief Investment Officer, Kieran Osborne.
3 Reasons Why Private Equity Funds May Benefit Investors
Private equity funds are an asset class that may offer compelling risk-adjusted return potential to investors; here’s 3 reasons why.
Mission Wealth Market Update May 3, 2023
As was widely anticipated, the Fed raised rates another 0.25% on May 3, 2023, bringing the target for the fed funds rate to 5.00% – 5.25%.
Mission Wealth Market Update for 4/20/2023
The market has moved higher post the Silicon Valley Bank collapse, a warm welcome for those original fears around the market weakness. Read more in our recent Market Update.
Will Artificial Intelligence and ChatGPT Replace the Value of Advisors?
There’s a lot of information about AI’s role in the financial industry, but is the financial advice of robo-advisors and ChatGPT accurate?
Market Update for 3/22/23 – Fed Raises Rates 25bps
The Fed raised rates 0.25% at the March 22, 2023 FOMC meeting, bringing the target range for the fed funds rate to 4.75% – 5.00%.
Mission Wealth Market Update for 3/17/23
Read the latest Mission Wealth Market Update for 3/17/23, presented by Partner and Chief Investment Officer, Kieran Osborne.
Mission Wealth Commentary on Silicon Valley Bank
Mission Wealth is monitoring the Silicon Valley Bank (SVB) situation closely and wanted to provide an update to our clients and our thoughts.
Mission Wealth Market Update for 3/3/23
The latest Mission Wealth Market Update for 3/3/23, presented by Partner and Chief Investment Officer, Kieran Osborne.
Market Perspectives Q1 2023
Watch Mission Wealth’s Market Perspectives for the first quarter of 2023 by Chief Investment Officer, Kieran Osborne.
2022 Market Commentary: A Year in Review
As 2022 comes to a close and we reflect on what has been a highly uncertain year, we are optimistic on the outlook for many asset classes.
Mission Wealth Economic Update for 12/14/22
The latest Mission Wealth Economic Update for 12/14/22, presented by Partner and Chief Investment Officer, Kieran Osborne.
Mission Wealth Economic Update 11/2/22
Take a look at Mission Wealth’s latest Economic Update, presented by Kieran Osborne, Chief Investment Officer on November 2, 2022.
Mission Wealth Economic Update for 10/28/22
Take a look at Mission Wealth’s latest Economic Update, presented by Kieran Osborne, Chief Investment Officer on October 28, 2022.
Quarterly Market Commentary: A Review of Q3 2022
With the second quarter of 2022 now in the books, we wanted to reflect on what has been a challenging first half of the year and our outlook for the...
Mission Wealth Economic Update for 9/22/22
Take a look at Mission Wealth’s latest Economic Update, presented by Kieran Osborne, Chief Investment Officer on September 22, 2022.
Economic Update for 8/26/22 from Mission Wealth
Take a look at Mission Wealth’s latest Economic Update, presented by Kieran Osborne, Chief Investment Officer on July 27, 2022.
Mission Wealth Economic Update 7/27/22
Take a look at Mission Wealth’s latest Economic Update, presented by Kieran Osborne, Chief Investment Officer on July 27, 2022.
Mission Wealth Economic Update 7/22/2022
Take a look at Mission Wealth’s latest Economic Update, presented by Kieran Osborne, Chief Investment Officer on July 22, 2022.
Market Commentary 7/1: A Review of the First Half of 2022
With the second quarter of 2022 now in the books, we wanted to reflect on what has been a challenging first half of the year and our outlook for the...
Mission Wealth Market Update 6/17/22
Take a look at Mission Wealth’s latest Market Update, presented by Kieran Osborne, Chief Investment Officer on Thursday, June 16, 2022.
Mission Wealth Market Update 6/7/2022
Take a look at Mission Wealth’s latest Market Update, presented by Kieran Osborne, Chief Investment Officer on Tuesday, June 7, 2022.
What’s The Difference Between a 529 Savings Plan and Prepaid Tuition Plan?
Our advisors share awareness about the value of planning for higher education and some misconceptions about 529 plans and prepaid tuition.
Quarterly Market Commentary: Q1 2022
Take a look at Mission Wealth’s Market Commentary for the first quarter of 2022, presented by Kieran Osborne, Chief Investment Officer.
Market Perspectives Q1 2022
Watch Mission Wealth’s Market Perspectives for the first quarter of 2022. Join Chief Investment Officer Kieran Osborne to learn the latest updates on financial markets, the economy, and our outlook...
Quarterly Market Commentary: Q4 2021
Take a look at Mission Wealth’s Market Commentary for the fourth quarter of 2021, presented by Kieran Osborne, Chief Investment Officer.
Mission Wealth Market Update 12/16/21
Take a look at Mission Wealth’s latest Market Update, presented by Kieran Osborne, Chief Investment Officer.
The Importance of Customized Portfolio Solutions
Many investors have large, concentrated stock positions within their portfolios. In this video, we’ll discuss the importance of customized portfolio solutions that can help to diversify concentrated stock holdings.
Market Perspectives Q4 2021
Join Chief Investment Officer Kieran Osborne in this video to learn the latest updates on financial markets, the economy, and our outlook moving forward. If you would like to watch...
Quarterly Market Commentary: Q3 2021
Take a look at Mission Wealth’s Market Commentary for the third quarter of 2021, presented by Kieran Osborne, Chief Investment Officer.
7 Top Tips for Effective Investment Planning
To reach financial independence consider these 7 top tips for effective investment planning. Explore our suggestions surrounding portfolio planning and preparation, finding experts, and monitoring performance.
Market Perspectives Q3 2021
Watch Mission Wealth’s Market Perspectives for the third quarter of 2021. Join Chief Investment Officer Kieran Osborne to learn the latest updates on financial markets, the economy, and our outlook...
The Importance of Managing Investment Costs
In this video we discuss the importance of being cost conscious within an investment portfolio. Learn about why costs are important and understand how fund level expense ratios work so...
Quarterly Market Commentary: Q2 2021
Take a look at Mission Wealth’s Market Commentary for the second quarter of 2021, presented by Kieran Osborne, Chief Investment Officer.
Investment Planning Throughout Retirement
Investment planning throughout retirement is not the same as investing for retirement and, in many ways, is more complicated. This article discusses some important factors that you may wish to...
Market Perspectives Q2 2021
Watch Mission Wealth’s Market Perspectives for the second quarter of 2021. Join Chief Investment Officer Kieran Osborne to learn the latest updates on financial markets, the economy, and our outlook...
The Importance of a Multi-Strategy Approach to Investing
Investing in the stock market is often unpredictable, but the value of a diversified multi-strategy investment portfolio can help to reduce overall risk. In this video, learn how investors can...
The Benefits and Advantages of Global Diversification
In this video, learn why you should diversify globally to reduce overall risk, and understand the advantages of international portfolio allocation.
Quarterly Market Commentary: Q2 2021
Take a look at Mission Wealth’s Market Commentary for the second quarter of 2021, presented by Kieran Osborne, Chief Investment Officer.
Market Perspectives Q1 2021
This is Mission Wealth’s Market Perspectives for the first quarter of 2021. In this video article, Chief Investment Officer Kieran Osborne shares our update on markets, our views on the...
The Importance of Investment Discipline
As an investor it is important that you are able to exercise the investment discipline required to stick to the strategy you’ve put in place. Investing can be emotional, but...
Quarterly Market Commentary: Q1 2021
Take a look at Mission Wealth’s 2021 First Quarter Market Commentary from our Chief Investment Officer Kieran Osborne.
Market Perspectives Q4 2020
Take a look at Mission Wealth’s Market Perspectives for the fourth quarter. In this article, our CIO Kieran Osborne covers three broad themes: an update on markets, our views on...
Client Corner: Understanding Deflation
What should you know about deflation? In this article, Brad Stark offers some important considerations when addressing the impact of deflation.
The Benefits of Asset Location
We’ve learned about asset allocation, but how about asset location? Learn about how asset location fits into an investment strategy. Click the video to watch, or read the text beneath...
Market Perspectives Q3 2020
We’ve said in prior commentaries that 2020 will be remembered as the year of the virus and COVID continues to have a significant impact on financial markets, the economy and...
Client Corner: Is Inflation Good or Concerning?
Gradual U.S. inflation helps to regulate our economy, and encourages the individual consumer to purchase more, which benefits our economic system – but at what point does inflation shift from...
The Mission Wealth Social Values Portfolio: SRI, ESG and Impact Investing
What is SRI, ESG and Impact investing? In this video, Chief Investment Officer Kieran Osborne describes how the Social Values Portfolio can align and support your values with your investments,...
Why is Asset Allocation Important?
At Mission Wealth we design portfolios with target asset allocations that provide the appropriate level of risk and return based on our client’s personal finance plan and rick tolerance. This...
Should I Start a Business After I Retire?
To start a business after you retire may seem daunting, but there could be more motivation to take action than you might think. The truth is that there’s never a...
What is Tax-Loss Harvesting?
At Mission Wealth we proactively tax loss harvest across our client’s taxable accounts where suitable and when opportunities present themselves. This video explains what tax loss harvesting is and how...
What are the Benefits of Portfolio Rebalancing?
There are many benefits of portfolio rebalancing, and in this video Chief Investment Officer Kieran Osborne explains how Mission Wealth’s disciplined rebalancing approach can add value over extended periods of...
How Impact and Sustainable Investing Work into a Financial Plan
Listen to Mission Wealth Client Advisor Kristen Taylor discuss how Impact and Sustainable Investing work into a financial plan, with Adam Torres on the Mission Matters Podcast.
The Importance of Disciplined, Long-Term Investing
The best response to market volatility is long-term, disciplined investing. Read more in this article about how the markets have behaved in the past, and how the investor responses affected...
Doing the Math on “Big” Money Allocations
Endowments typically have significant allocations to “alternative strategies” which can play a role in diversification and long term portfolio growth.
New Year’s Resolutions That Can Help Your Finances
As the end of 2019 rapidly approaches now is a great time to relax, spend time with family, and reflect on all the things that occurred over the past year....
A Tale of Two Decades: Lessons for Long-Term Investors
The first decade of the 21st century, and the second one that’s drawing to a close, have reinforced for investors some timeless market lessons: Returns can vary sharply from one...
How to Prepare for the Next Bear Market
Anyone who’s retired in the past 10 years has been very fortunate. They’ve experienced a massive bull market and they may even have a higher net worth today than when...
The Uncommon Average
The importance of having a long-term investment philosophy — combined with disciplined rebalancing — cannot be overstated.
Timing Isn’t Everything
Over the course of a summer, it’s not unusual for the stock market to be a topic of conversation at barbeques or other social gatherings. A neighbor or relative might...
Market Perspectives Q2 2019
We’ve prepared an economic update and outlook for the second quarter of 2019 that focuses on a few key themes – an update on the market rebound experienced year-to-date, an...
Why Investors Should Beware of IPO Valuations
Mission Wealth’s philosophy is that of a long term investor, and short term trading of IPO’s is a risky proposition. Overall, if we are going to invest in private equity,...
The Index Bogeyman
Should the rise of index funds be a cause of concern for investors? Using data and reasoning, we can examine this assertion and help investors understand that markets continue to...
Does It Make Sense to Convert Your IRA to a Roth IRA?
Converting your IRA to a Roth IRA is a tax planning strategy that may provide significant tax savings down the road. Hopefully by the end of this article, we have...
4 Reasons Why a Financial Advisor Can Help Your Business
According to the American College, 60% of business owners who responded in their study said that they had not met with a personal financial advisor. Few of them had developed...
Market Perspectives Q1 2019
We’ve prepared an economic update and outlook for the first quarter of 2019 that focuses on a few key themes – a review of last year, an update on the...
Special Considerations for Second Homes
A rustic cabin. a seaside cottage. Has it been a lifelong dream of yours to own a second home? Buying a vacation home can be an alluring prospect. Before you...
What Is Normal? The Facts and Figures for Retirement Success
Our goal is to help guide clients in making evidence-based financial decisions to support themselves, their family and their charitable / legacy intents to obtain retirement success. Whenever markets trade...
How a Financial Professional Can Help You
Are you suddenly on your own or forced to assume greater responsibility for your financial future? Unsure about whether you’re on the right track with your savings and investments? Finding...
2018 Fall Economic Forecast
This Fall 2018 economic indicators update takes a look at employment trends in region, the latest data on housing and jobs in the Tri-Counties, and a look at the performances...
Investing in 2018: Tuning Out the Noise
While 2017 was largely categorized by low volatility and muted headlines, 2018 has seen an increase in volatility (still well below historical norms) and a meaningful increase in market-moving headlines...
Bitcoin in Focus
As an investment, Bitcoin elicits polarizing views. Proponents may argue that bitcoin is on the verge of the greatest bull run ever, while critics consider the currency worthless and a...
New Alliance Spurs Social Investments
Mission Wealth’s social values portfolios create a basket of stocks that mimic the broader market and rank highly on a scorecard of environmental, social and corporate governance practices.
Understanding Socially Responsible Investments
In the world of investing, it seems as though the choices that are available to us are infinite. One can choose to invest in everything from pharmaceutical companies to restaurant...
Avoid Being An Average Investor: 7 Rules
After reviewing thousands of financial statements, we have a good idea of where most people make mistakes and what behaviors can be adjusted to improve performance. The following are seven...
The Power of Long-Term Investing
Given where we are in this current business cycle, now 8 ½ years into a monumental bull-market run, investors are left asking themselves “how much longer can this rally continue?”...
Positioning in Times of Low Volatility
By Brian Sottak, CFA®, CAIA® Research Analyst and Alternatives Specialist Summary Following the global financial crisis of 2008, we have witnessed U.S. stocks rally significantly. Historically low levels of volatility...
Winners and Losers as the Fed Tightens Monetary Policy
By Kieran Osborne, CFA® Portfolio Manager The Federal Reserve (Fed) raised rates for the second time this year on Wednesday, increasing the target range for the fed funds rate...
How to Navigate Changing Market Conditions
Bear markets, downturns, crashes — they are inevitable. No market will stay consistently stable and investors need to be prepared to navigate rapidly changing market conditions. With help from a...
How Diversification Reduces Risk
Diversification is an important technique for reducing risk in your investments. You have surely heard the phrase “Don’t put all of your eggs in one basket.” In the financial world,...
How to Select a Finance Firm
Selecting a financial advisor is a major decision that will impact your family’s wealth and peace of mind. If you are looking to engage a professional advisor or to evaluate...
The Added Value of Financial Advisors (PDF)
Vanguard says that a good advisor may add up to 3% of value-added returns. Mission Wealth employs all the principles listed in this attached research piece. Click the image below...
Repatriate the U.S. Infrastructure?
By Brad Stark MS, CFP® Founder and Chief Compliance Officer During his time on the campaign trail, Donald Trump talked a lot about fixing the crumbling infrastructure of the...
Changing Market Conditions Prompt Strategic Rebalance within High Yield
By Kieran Osborne, MBus, CFA® Senior Portfolio Manager at Mission Wealth SUMMARY: Mission Wealth took advantage of recent market movements to strategically reduce our municipal high yield bond allocation...
Common Financial Wisdom: Theory vs. Practice
In the financial world, there are a lot of rules about what you should be doing. In theory, they sound reasonable. But in practice, it may not be easy, or...
Your Most Valuable Asset
By Brad Stark, MS, CFP® Co-Founder and Chief Compliance Officer Your most valuable asset is not a material object or an investment, it is you. It is your ability to...
How to Cross-Check Financial Projections
By Brad Stark, MS, CFP® Co-Founder and Chief Compliance Officer Am I financially able to retire? What does the future hold for investments? How much can I spend in...
Venture vs. Vulture Capitalists?
By Brad Stark, MS, CFP® Co-Founder and Chief Compliance Officer Both venture capitalists and vulture capitalists are investors, but they focus on different types of investments. Let’s pick both...
What Is Risk Management?
Another way of saying “risk management” is “wealth protection.” Life is full of risks – the key is to identify them ahead of time and make smart decisions.