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The Longevity Effect

In Articles, Redefining Wealth, Wealth Management by Mission Wealth

This generation of retirees is going to live longer than any in history. Today’s seniors are healthier, more active, and receiving better preventative care than ever before. On top of that, a growing group of scientists are trying to harness technology and modern medicine to slow down the aging process. Experts call the cumulative effect of these changes to life expectancy “the longevity effect.” They project that extending our years of healthy living can have tremendous benefits both to individuals and to society as a whole.

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Market Perspectives Q2 2019

In Articles, Firm Announcements, Investments by Kieran Osborne

We’ve prepared an economic update and outlook for the second quarter of 2019 that focuses on a few key themes – an update on the market rebound experienced year-to-date, an overview on the health of the U.S. and global economy, and an update on Fed policy and the current interest rate environment and implications moving forward.

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How to Increase Your Generosity During Retirement

In Articles, Redefining Wealth, Wealth Management by Mission Wealth

How are you going to get the best, most fulfilling life possible with the money you have once you retire? Many studies have shown that retirees who spend their time and money on experiences are much happier than those who just buy stuff. Charitable giving can be a particularly meaningful way to keep yourself active and put your assets to good use. Just as long as you don’t overdo it. If you’re feeling an increased desire to give back now that you’ve retired, here are some tips on balancing your good intentions with what’s best for you and your family.

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Why Investors Should Beware of IPO Valuations

In Articles, Investments, Risk Management by Brad Stark

Mission Wealth’s philosophy is that of a long term investor, and short term trading of IPO’s is a risky proposition. Overall, if we are going to invest in private equity, we generally prefer the debt or real estate asset class because we can invest at a fraction of the value of the equity holders (debt) or have real third party appraisals to establish fair value.

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Three Reasons Why You Might Want to Work Even When You Don’t Need the Money

In Articles, Redefining Wealth by Mission Wealth

It might sound a little crazy but there are many benefits to working even though you no longer need the money for your living or retirement needs. These “retirement workers” have discovered that part-time jobs or volunteer positions allow them to keep a nice pace in life and find a balance among using their talents, enjoying recreation, traveling, and spending time with family. Some of our most ambitious clients even start brand new companies in retirement.

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The Index Bogeyman

In Articles, Investments by Mission Wealth

Should the rise of index funds be a cause of concern for investors? Using data and reasoning, we can examine this assertion and help investors understand that markets continue to work, and investors can still rely on market prices despite the increased prevalence of indexing.

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Does It Make Sense to Convert Your IRA to a Roth IRA?

In Articles, Investments by Mitchell Grushen

Converting your IRA to a Roth IRA is a tax planning strategy that may provide significant tax savings down the road. Hopefully by the end of this article, we have explained the components that go into the conversion process well enough to help you determine whether this strategy could be right for you.

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Improve Your Relationship with Money by Answering These 5 Questions

In Articles, Redefining Wealth by Mission Wealth

Many people have a complicated relationship with money. Hang-ups carried over from childhood experiences get mixed together with positive and negative experiences from adulthood. Few people ever take the time to reflect on what money really means to them and how they can “get right” with money to make smarter decisions. Take time to answer these 5 questions and you’ll do a better job of living your best life possible with the money you have.