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Freezing Credit Is Now a Free Service

In Articles, Risk Management by Jessica Mora

As of September 21, 2018 under the new Economic Growth, Regulatory Relief, and Consumer Protection Act, consumers in states who previously had to pay fees to freeze their credit will no longer have to pay these fees. This is good news for consumers, as taking measures to protect your personal information should be available without incurring additional costs. In addition, this new law can be used by parents to freeze their children’s credit who are under age 16. Guardians, conservators, and those with a valid power of attorney can get a freeze for their dependent(s).

Mission Wealth CEO Tapes Podcast ‘Conversations With Maria Menounos’

In Articles, Firm Announcements, Redefining Wealth by Mission Wealth

Mission Wealth Founder and CEO, Seth Streeter, was a recent guest on “Conversations With Maria Menounos” with host Maria Menounos. In the podcast “Taking on 2019 + Mindful Investing with Seth Streeter“, Seth teaches us how socially conscious investing can help make us happier and improve our health and relationships without sacrificing return. He also explains the ten dimensions of wealth and empowers us with the tools to connect our finances with our values.

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Spotlight on the Team: Carla Ramos

In Articles, Firm Announcements by Mission Wealth

Mission Wealth’s Spotlight on the Team for December is Portfolio Administrator Carla Ramos. Carla has been with Mission Wealth for 5 years, and brings to the firm over 20 years of experience in finance. In this interview we learn that Carla enjoys DIY building, reveals her favorite Bay Area sports teams and discusses the ways in which she makes an excellent Mission Wealth team member.

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How to Make Your Empty Nest Time a Prime Time in Your Life

In Articles, Redefining Wealth by Mission Wealth

This empty nest transition can be very emotional. And in some cases, like children who stay on your health insurance until age 25, the break isn’t as clean as it used to be. But this change should also be exciting! Here are some tips on how you and your spouse can stay positive and make the most out of all your new free time, all that new space, and hopefully, all that extra money.

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Starting or Buying a Business

In Articles, Wealth Management by Mission Wealth

So, you’re thinking of going into business for yourself. You have several options available, and all involve some degree of risk. Do you want to create a start-up operation? Perhaps you are planning on buying an existing business. Or, you may be considering the purchase of a franchise operation. Each option involves some element of risk and reward. Whichever option you choose, however, owning your own business offers a chance at more freedom and greater financial rewards.

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Estate Planning and 529 Plans

In Articles, Estate Planning, Wealth Management by Mission Wealth

When you contribute to a 529 plan, you’ll not only help your child, grandchild, or other loved one pay for school, but you’ll also remove money from your taxable estate. This will help you minimize your tax liability and preserve more of your estate for your loved ones after you die. So, if you’re thinking about contributing money to a 529 plan, it pays to understand the gift and estate tax rules.

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Spotlight on the Team: Seth Streeter

In Articles, Firm Announcements by Mission Wealth

Mission Wealth’s Spotlight on the Team for November is Founder and CEO Seth Streeter. Seth has been in the financial industry for 26 years and founded Mission Wealth in 2000. Nearly two years ago, Seth launched an innovative community building program called Sustainable Future where they are unifying nonprofits, businesses, schools, faith based organizations and the public sector to make Santa Barbara County a shining example for community sustainability. In this interview, Seth discusses growing up in Fort Collins, CO, offers a piece of financial advice and shares his passion for local and global organizations.

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Is How You Use Your Money Aligned With Your Values?

In Articles, Redefining Wealth by Mission Wealth

Just like a good sailor learns how to maneuver the sails to catch the most wind, aligning what’s most important to you with your financial resources is the key to successful financial planning. So instead of asking yourself if you have enough money, or if you will run out of money, ask yourself a better question: Am I managing my money in a way that’s improving my life?

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Why Women Need Life Insurance

In Articles, Wealth Management by Mission Wealth

Today, women have more financial responsibilities than ever before. How will your family or loved ones manage financially if you die? Whether you are single, married, employed, or a stay-at-home mom, you probably need life insurance. At the very least, life insurance can help pay for the costs of funeral and burial services, estate administration, outstanding debts, estate taxes, and the uninsured expenses of a final illness.

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Disaster Preparedness for Businesses

In Articles, Risk Management by Mission Wealth

As a successful business owner, you don’t want to think about your operations being interrupted by a natural disaster or other unexpected event. Yet the possibility is a real one. According to the Insurance Information Institute, 91 natural catastrophes occurred in the United States in 2016, totaling $23.8 billion in insured losses. But natural catastrophes represent just a portion of the crises that your business could face.